Fingerprinting charge to double cost of ID card to

Fingerprinting charge to double cost of ID card to

Miss Smith told the Social Market Foundation there would be an estimated seven million applications a year for ID cards, creating a ‘market’ with 200million of contracts to be won.

Experts estimated this would allow firms to charge fees equivalent to around 30 a head. This would be on top of the 30 ID card fee already set by the Home Office.

Separate Home Office figures published yesterday showed that the expected cost of ID cards to the public purse over the next 10 years has risen from 4.5billion earlier this year to around 5.1billion.

Opposition critics greeted the figures with dismay, urging the Home Secretary to ‘stop kidding herself’ and abandon the troubled project.

In her speech yesterday Ms Smith also dramatically scaled down the Government’s plans to begin issuing ID cards for UK citizens from next autumn.

The Home Secretary announced in March this year that staff working in sensitive ‘air side’ roles at Britain’s airports would be the first to be issued with cards from the end of the 2009.

But she revealed that only London City and Manchester airports would take part in an 18 month ‘evaluation period’ accounting for only 20,000 of an estimated 250,000 air side staff across the country.

The Home Office has faced strong protests from airport operators and airlines over its plans in recent months.

As well as leaving most airports out of the pilot scheme ministers have now had to sweeten the pill by promising to issue all cards for airport staff free of charge during the trial costing the taxpayer an extra 600,000.

The pilot scheme looks set to delay the wider introduction of ID cards beyond the next General Election which Labour must call by May 2010 at the latest.

As the Conservatives are promising to scrap the ID card project immediately once in office, that means the slower than expected roll out could quietly consign the project to oblivion. Fake IDs

If Labour wins the next election and ID cards survive, ministers hope to encourage all young Britons to apply for a card from 2010, extending the scheme to all citizens the following year.

In her speech yesterday Ms Smith raised eyebrows by claiming that many ordinary British people are already pestering her because they are so desperate to receive their ID cards earlier.

She said: ‘As I go around the country I regularly have people coming up to me and saying they don’t want to wait that long.’

Mrs Smith pledged to set up a special register so that British adults who are impatient for an ID card can record their interest next year in the hope of being among the first to be issued with a card.

Shadow Home Secretary, Dominic Grieve, said: ‘We already know that ID cards will do nothing to improve our security but may make it worse.

‘Now we see that the already substantial cost is going to increase. This is particularly outrageous given the current economic crisis.

Liberal Democrat spokesman Chris Huhne condemned ID Cards as a ‘laminated poll tax’, and said: ‘Ministers are choosing a limited number of guinea pigs at two smaller airports because they know how unpopular ID cards are.’

Ministers’ original boasts that ID cards would help combat terrorism were dealt a blow when former MI5 boss Stella Rimington dismissed the claim.

A pamphlet released yesterday explaining the cards to the public focused on more mundane benefits, such as proving one’s age in a pub or applying for a mortgage.

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Murfreesboro PD ask for help identifying credit card skimming suspect

Murfreesboro PD ask for help identifying credit card skimming suspect

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Credit Card With Fingerprint Identification

Credit Card With Fingerprint Identification

Credit card technology is in a never ending race to stay ahead of criminals intent on racking up fraudulent charges on your account. The simple magnetic swipe that worked for many years is rapidly giving way to chip and PIN technology but even that technology has weak points. Point of sale transactions are beginning to accept alternate technologies to traditional credit cards, such as contactless payments using near field communication (Apple Pay, for example). Will the chip card become obsolete before it becomes dominant?Don count out card insertion technology just yet. MasterCard plans to introduce a variation of the chip carrying credit card that uses fingerprint identification to produce secure point of sale transactions. The card is currently in a trial phase in South Africa, but MasterCard intends to expand testing to Asian and European markets within a few months, targeting a worldwide rollout by the end of 2017.Here how it works: Your fingerprint pattern is encrypted and stored on the card EMV chip using a fingerprint reader embedded in the opposite end of the card. When you insert your card into a chip reader to initiate a transaction, you place your finger over the fingerprint reader portion of the card (which stays outside the merchant chip reader). The chip validates your identity by matching your fingerprint to the stored pattern, allowing the transaction to proceed. The change is simple for merchants, since those that already have a chip reader do not have to invest in a separate fingerprint reader.Theoretically, this biometric card improves security over chip and PIN because a thief may have managed to get your PIN as well as your card and a fingerprint card is certainly more secure than a chip card that requires only a signature. Fake IDs Fingerprint reading devices are not infallible, as they have been breached in several inventive ways on phones but thieves are not likely to take the effort to fool point of sale transactions this way. They are far more likely just to use your card for online transactions. Online transactions bypass the fingerprint process entirely, using other identifying information that may have already been stolen along with your card information (such as passwords and security questions).How can fraudulent online use be prevented? There is a relatively creative approach being tested in several French financial institutions. The “Motion Code” technology contains a simple display embedded in the card signature strip that changes the three digit security code each hour. Your breached credit card number would be useless to online thieves, since the rotating security code would be virtually impossible for any thief to guess.The downside of the Motion Code: a thief that has stolen your physical credit card can use it at will. It also remains to be seen whether the display will remain functional and readable over the life of a credit card, and since the display requires power, whether there will be any battery issues.In short, there is no 100% safe credit card technology. However, most theft takes place through simple means. If you engage in higher risk practices like using simple passwords, not protecting your PIN and identifying/personal information, Good Fake IDs and transmitting your information over unsecured wireless systems, your chances of credit card fraud are greatly increased.Take reasonable steps to protect your physical cards and all information associated with those cards, and take advantage of all protection services that your card issuer provides (such as fraud alerts and notifications of unusual account activity). Check your account activity regularly for any false charges, even small ones thieves may place them before launching a larger scale attack on your account, just to see if you are paying attention. Make it difficult to access and use your card information, and fraudsters are more likely to move on to less challenging targets.Check your credit report periodically to make sure that no fraudulent accounts have been opened in your name. You can check your credit report and your credit score for free within minutes using Credit Manager by MoneyTips.If new credit card and payment technology still makes you nervous, consider the words of Adam Carroll, Founder and Chief Education Officer of National Financial Educators, “Cash is still king, particularly for those that aren disciplined enough to keep their spending at a minimum.” Those funny green rectangles still work in most places, and exclusive use of them may prevent you from racking up excessive debt.If you want more credit, check out MoneyTips list of credit card offers. Best Fake ID websites If you would like to monitor your credit to prevent identity theft and see your credit reports and scores, check out our credit monitoring service.